Chocolate loaf cake, if done right, can be one of the softest and most comforting desserts out there. But honestly, I have come across too many chocolate cakes that looked delicious, but turned out dry and crumbly inside.
The reason?
Well, store-bought cakes hardly use quality ingredients, and they often contain preservatives that affect the moisture and freshness of the cake. Even homemade ones often miss the mark, usually because of overbaking, overmixing, or silly mistakes like using cold eggs. And honestly, I don’t even blame the bakers for those small slip-ups- who hasn’t been in a hurry or forgotten to take the eggs out of the fridge in time? It happens.
That’s exactly why this recipe works so well– it’s simple, forgiving, and topped with a silky chocolate ganache that makes all the difference! With cocoa powder, chocolate chips, and a splash of espresso, this loaf cake makes the chocolate flavor ready to drool over. And those little things? Even if the cake ends up a bit cracked or dry, the ganache locks in moisture and makes every bite taste amazing.

Don’t believe me? Go ahead and bake with confidence- this chocolate cake recipe will change the way you think about dry, boring chocolate cakes forever!
Why You’ll Love This Chocolate Loaf Cake Recipe
- No dry crumbs- tender bites in every slice!
- Beginner-friendly recipe that’s simple to follow.
- Stays fresh for days thanks to the rich, chocolaty ganache.
- Bold and intense chocolate flavor that really stands out.
- Perfect for any time breakfast, snacks, or a sweet treat.

Delicious Variations For The Best Chocolate Loaf Cake
What’s a chocolate cake without a little twist? Here are some delicious variations you just can’t miss!
Nut and Berry Fusion
When crunchy meets juicy, there’s an explosion of flavor in every bite. Toss in toasted peanuts and dried berries right into the batter for that perfect crunchy-and-juicy combo that makes it hard to resist!
Coco Lava Slice
Need a vacation? Let’s take a foodcation with shredded coconut and extra-large chocolate chunks- all melted into a rich and gooey loaf cake that tastes like a pure tropical escape!

Mocha Nut Drizzle
Why go to a cafe when you can make a mocha nut drizzle loaf cake at home? Add instant espresso and chopped nuts into the batter and drizzle with chocolate ganache for a cafe-style finish.
Cherry Crunch
Craving crunchy without the nuts? Try pairing dried cherries with toasted oats for a perfect chewy and crunchy combo delight.
Spice Date!
This isn’t your grandma’s chocolate cake! Put a modern twist on the classic recipe by adding chopped dates, cinnamon, and a hint of cardamom for a warm, cozy flavor.
Tips For Baking The Perfect Loaf Cake
Want to bake the ultimate chocolate loaf cake? Follow these tips to get rich and melt-in-your-mouth results every time!

- Need a kick to your cocoa flavor? Mix cocoa with a little hot water and amp up the chocolatey flavor before adding it to the batter.
- To get a warm and toasty depth in your loaf cake, brown the butter first and enjoy a rich and caramelized note in every bite!
- Add the chocolate chips last and gently fold them in to prevent sinking during baking.
- Want your cake to stay extra moist? Brush a simple sugar syrup over the batter before baking to keep your cake moist and flavorful.
- Bake the loaf cake on the middle rack to promote even cooking and avoid a burnt top or soggy center.

Chocolate Loaf Cake
Ingredients
For Loaf Cake
- 1 cup / 125 g All-Purpose Flour
- ½ cup / 43 g Cocoa Powder
- 1 & ½ tsp / 6 g Baking Powder
- 1 tsp / 5 g Espresso/Instant Coffee
- ⅛ tsp / 0.75 g Salt
- ⅔ cup / 152 g melted Unsalted Butter
- 2 large Eggs (room temperature)
- 1 cup / 200 g Granulated Sugar
- ¼ cup / 55 g Brown Sugar
- ½ cup / 120 ml Milk
- 2 tsp / 10 ml Vanilla Essence
- 1 cup / 180 g Semi-Sweet Chocolate Chips
For Chocolate Ganache
- 80 grams Semi-Sweet Dark Chocolate
- ½ cup / 120 ml Heavy Cream
Instructions
Prepare The Chocolate Cake
-Preheat The Oven and Prepare The Pan
- Preheat your oven to 350 degrees Fahrenheit or 175 degrees Celsius.
- Grab a 9×5-inch loaf pan and line the bottom and sides with parchment paper with an overhang. Set it aside.
-Mix The Dry Ingredients
- In a medium mixing bowl, sift all-purpose flour, cocoa powder, baking powder, and salt to balance the sweetness.
- Add espresso or instant coffee to deepen the flavor.
- Whisk to combine thoroughly and set it aside.
-Prepare The Wet Ingredients
- In another large mixing bowl, add in the melted butter, crack the eggs, and add the granulated and brown sugar.
- Then add vanilla essence and milk.
- Whisk until everything is smooth and fully combined.
-Mix Batter and Add Chocolate Chips
- Gradually add the dry flour mixture to the wet mixture and stir with a whisk or spatula.
- Keep folding gently until the batter looks smooth with no dry patches or flour left.
- Add the semi-sweet chocolate chips and gently mix until evenly combined.
-Bake and Cool The Loaf Cake
- Pour the batter into the prepared pan and bake in the preheated oven for about 45-50 minutes or until a toothpick inserted in the center comes out clean or with a few moist crumbs.
- Remove the baked loaf cake from the oven and allow it to cool in the pan for 10-15 minutes.
- Lift the chocolate loaf cake out using the parchment overhang and place it on a wire rack to cool completely before pouring the ganache.
Make The Chocolate Ganache
-Heat Up Heavy Cream
- Grab a small saucepan and heat up the heavy cream until it begins to simmer.
- Remove the pan from the heat and set aside.
-Melt The Chocolate and Cool
- Place the chopped chocolate in a heatproof bowl and pour the hot cream over the chocolate.
- Let the cream sit on the chocolate for 30 seconds to 1 minute.
- Stir gently until the chocolate is fully melted and the ganache looks smooth and glossy.
- Allow the ganache to cool and thicken slightly before using.
-Assemble, Set, and Serve
- Pour and Spread Ganache
- Pour the ganache over the cooled loaf cake.
- Spread the chocolate ganache over the cake with a spatula or the back of a spoon, letting some drip naturally down the sides.
-Set, Slice, and Serve!
- Let the ganache set at room temperature. Alternatively, you can chill the cake briefly in the refrigerator.
- Slice the chocolate loaf cake into desired portions and serve it alongside a hot cup of coffee, tea, or a scoop of ice cream!
Notes
- To make the extra moist chocolate cake, you can add any neutral oil or vegetable oil instead of butter.
- Always use room temperature ingredients, especially eggs, butter, and milk.
Seeing the espresso in the ingredients might make you wonder if this cake will taste like coffee. Nope! It’s pure chocolaty goodness – the coffee just cranks up the chocolate flavor and adds to the hype!
I love how the flavor of this cake is nicely balanced and the sweetness is never overpowering. It’s simple enough for beginners to bake but fancy enough to serve at any gathering. Easy to slice, perfect to share, and finished off with a beautiful, silky ganache- this dessert has everything chocolaty you want in one place!
Recipe FAQs
Can I Use Regular Coffee Instead Of Instant Espresso?
Regular coffee has more liquid than this recipe calls for. So, it’s best to stick to instant espresso or espresso powder for a richer, chocolaty flavor.
How Long Does The Ganache Stay Fresh?
Chocolate ganache stays for about a week if stored properly in the fridge. Just warm the ganache slightly before spreading it over the cake for a smooth finish.
What Frosting Goes Best With Chocolate Loaf Cake?
Buttercream or cream cheese pairs beautifully with chocolate loaf cake, so feel free to use them instead of the ganache for a change in flavor and texture.
How Can I Store Leftover Chocolate Loaf Cake?
You can store chocolate cake in an airtight container at room temperature for up to 3 days, or in the fridge for up to a week.
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