The first time I baked this chocolate chip loaf cake, I was honestly looking for a way to use up some leftover chocolate chips I had.
Usually, I go for cookies, but that day I wasn’t in the mood for any kind of scooping or shaping that cookies require. Muffins sounded good, but filling all those tiny cups? Not something I wanted to tackle on a hectic day. This chocolate chip loaf cake, on the other hand, was perfect- one pan, a quick mix of everything, and straight into the oven!
Just because it’s a quick, fuss-free recipe, don’t assume the cake is any less tasty. The butter keeps the loaf cake soft and moist while the chocolate melts through every bite. The flavor is so rich and well-balanced that you can enjoy it fresh from the oven or sliced up nicely with your favorite drink the next day.
If you’re anything like me and appreciate a little lazy baking, today’s easy chocolate chip loaf cake will win you over with just a simple ‘mix, bake, and enjoy’ recipe.

Why You’ll Love This Chocolate Chip Loaf Cake Recipe
- Melty chocolaty goodness all through the loaf.
- Quick mix, one pan, and straight to the oven.
- Rich and delicious enough to skip the frosting.
- Perfect for kids’ lunchboxes- no crumbs left behind!
- Easily customizable to your liking.
Switch Up The Flavors With Fun Variations!
Still searching for your favorite? Check out these tasty twists to make your chocolate chip loaf cake just right for you:

Honey Almond Chocolate Chip Loaf
Looking to cut back on white sugar? Replace half of it with honey and toss in some almonds for extra flavor and crunch!
Berry Chocolate Chip Loaf
Berries contain natural tartness that nicely balances the sweetness of the chocolate chips in the loaf. Add a cup of fresh or frozen berries(strawberries are my favorite!) and sprinkle a few more on top for a beautiful, fruity finish.
Apple Cinnamon Chocolate Chip Loaf
Running out of lunchbox ideas? This apple cinnamon chocolate chip is perfect- it stays soft and doesn’t crumble, no matter how much your kids toss their lunch around! Simply fold in some apple chunks and mix them with a sprinkle of cinnamon for a cozy, spicy treat.
Mocha Chocolate Chip Loaf
For coffee lovers, there’s always the mocha chocolate chip loaf- rich, chocolatey, and bold at the same time. Dissolve a spoonful of instant coffee in warm milk before mixing it into your chocolate chip loaf batter, and enjoy a mocha-flavored chocolate chip loaf cake.
Banana Chocolate Chip Loaf
Mash two ripe bananas and fold them into your batter for a naturally sweet and moist loaf. It’s a great way to reduce added sugar and have a naturally fruity and moist cake!

Nutri-Boost Chocolate Chip Loaf
Start making smarter choices for your health by adding Greek yogurt to the batter and swapping the flour with a whole wheat blend. Sprinkle in fruits, nuts and dark chocolate chips for the complete wholesome package!
Plating Ideas For Your Loaf Cake Slices
Apart from the classic slices on a plate, there are so many creative ways to serve loaf cake! Here are some of the ideas to get you started:
Side Of Ice Cream
Hot cake and cold ice cream make a cool duo! Serve your loaf cake with a scoop of vanilla or coffee ice cream for a cafe-style dessert that melts in every bite.
Cake Platter
Grab a wooden tray and slice your loaf cake into even pieces. Arrange with nuts, fresh fruits, and a drizzle of chocolate or caramel sauce for an eye-catching cake platter.
Dessert Cups
Serve your loaf cake in style by cutting it into small cubes and layering them in a clear glass. Top with whipped cream, fresh berries, or chocolate mousse and finish with a garnish of mint leaves or chocolate chips to make it party-ready and totally delicious!

Toast It Up!
Got a few days-old leftover slices in the fridge? Warm them up in the oven or toast them lightly on the skillet and top the slices with a pat of butter, Greek yogurt, or a drizzle of honey to bring back that freshly baked taste.
Mini Bites
Have kids coming over? Cut the loaf cake into bite-sized cubes and serve them on a colorful plate or tray. Add a sprinkle of powdered sugar, mini chocolate chips, and crushed nuts on top for an extra touch of sweetness and decoration.
Drizzled Delight
Cut the loaf into small slices and drizzle with melted dark or white chocolate. Add a flavored syrup like coffee, raspberry, or vanilla for a gourmet treat.
Spread-Stuffed Sandwiches
Thinly slice the loaf cake and add a spread of peanut butter, Nutella, or cream cheese in between. Stack them up and you will have the perfect mini sandwiches to enjoy with a glass of milk or your favorite tea!

Tips To Bake The Perfect Chocolate Chip Loaf Cake
Need your loaf to be soft, chocolatey, and totally irresistible? Just follow these handy tips to bake it perfectly every time:
- Coat the chocolate chips in a bit of flour before folding them into the batter to prevent them from sinking.
- Use room temperature butter and eggs for smooth blending and a lighter texture.
- Start testing your loaf at 50 minutes to avoid overbaking and keep it perfectly moist.
- To avoid any lumps in the batter, sift the dry ingredients before mixing them in.
- Allow the loaf to cool in the loaf tin for 10-15 minutes to prevent it from breaking apart.

Chocolate Chip Loaf Cake
Ingredients
- 1 and â…” cup / 210 g All-Purpose Flour
- 1 and ½ tsp / 6 g Baking Powder
- ½ tsp / 3 g Salt
- ¾ cup / 170 g Unsalted Butter (softened to room temperature)
- ¾ cup / 150 g Granulated Sugar
- 2 large Eggs
- 2 tsp / 10 ml Vanilla Essence
- ½ cup / 120 ml Buttermilk
- 1 cup / 180 g Chocolate Chips
Instructions
Prepare The Oven and Baking Pan
- Preheat your oven to 350 degrees Fahrenheit or 175 degrees Celsius.
- Grease a 9×5-inch loaf pan and line it with parchment paper. Set it aside.
Mix Dry Ingredients
- In a medium mixing bowl, add the all-purpose flour and baking powder.
- Sprinkle in salt and give everything a quick mix. Set the bowl aside.
Prepare Wet Ingredients
- Grab a large mixing bowl and add softened butter and sugar to it.
- Using a handheld or stand mixer, beat the butter and sugar together on medium-high speed for about 2-3 minutes or until the mixture becomes light and fluffy.
- Crack the eggs into the mix and add vanilla essence.
- And beat again for 1 minute or until combined.
Alternate Buttermilk and Dry Mix
- Use a spatula, or turn the mixer to low speed and gradually add the dry ingredients and buttermilk in alternation.
- Mix between each addition until just combined.
- Fold the chocolate chips into the batter with a spatula.
Bake, Cool, and Serve
- Pour and spread the batter evenly into the prepared loaf pan.
- Bake it in the preheated oven for 50-60 minutes or until a toothpick inserted in the center comes out clean.
- Allow the cake to cool for at least 15-20 minutes before removing it from the pan.
- Place the cake on a wire rack and allow it to cool completely to room temperature.
- Serve plain or add a scoop of vanilla ice cream or whipped cream on top.
Video
I love making desserts that help me transport to a cozy cafe, and this chocolate chip cake does exactly that! Its soft and buttery texture lets the flavors blend perfectly with melty chocolate chips throughout the loaf.
And the best part?
You can make it without spending hours in the kitchen. No fancy tools, no hassle, and even after baking, there’s no need to frost afterward. The cake is incredibly versatile, adapting perfectly whether you’re craving a quick snack or serving a homemade tea-time treat for guests.
Recipe FAQs
Can I Use Chocolate Chunks Instead Of Chocolate Chips?
Yes, chocolate chunks create a bit bigger pocket of melted chocolate and work fine as an alternative.
Can I Make This Recipe Dairy-Free?
Yes, just swap the butter with coconut oil and use oat milk or almond milk instead of regular milk.
How Do I Store The Loaf Cake?
You can store the loaf cake in an airtight container at room temperature for up to 3 days or refrigerate for up to a week.
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